The collapse of Carillion brought how Britain runs itself into the spotlight, but it also left many workers wondering about their money. And it's not just their wages that are a concern, the safety of people's final salary pensions is a major worry when a company collapses. In this week's podcast, Simon Lambert, Rachel Rickard Straus and Georgie Frost look at how safe your pension is and what backs it up. They also discuss whether it is wise handing over so much of the UK’s public service and projects to private companies looking to turn a profit for shareholders - and what happens to people's finances when that goes wrong? Alongside that we discuss the continuing madness of the cryptocurrency boom, including the alternatives to bitcoin and how ripple rose 84% in 24 hours. We also reveal the savings rate postcode lottery and ask that all important question, should you spend your money now and enjoy it or save it for the kids' inheritance?

Guests: Simon Lambert,Rachel Rickard-Straus

Published: Mon 22 January 2018