Original Broadcast: This is Money
It's the sort of theoretical question you might discuss at the pub with your mates. If you won the lottery and had the choice, would you pick a £1 million lump sum, or take £1,000 a week for life? Pollster YouGov posed the question to 7,000 Britons recently, and it is fair to say opinions are divided. According to two money experts, there is a right answer — so which is the best strategy, and why is likely to make you much richer? Georgie Frost, Lee Boyce and Helen Crane discuss. Easy access savings rates have barely budged in recent weeks, but fixed-rate deals are becoming much more attractive. We look at some of the best — and Helen explains why a number of HSBC customers are feeling disgruntled after ISA transfers to the bank were hit with a raft of delays. The team also looks at Volvo's chaotic EV recall, and what drivers who have been told their car is a potential fire risk can do. It has been confirmed that the energy price cap will rise by 13% in July, with costs for the average household climbing by £221. So is it worth thinking about fixing your tariff? And in last week's heatwave, we discuss data which reveals exactly how expensive it is to keep cool. Are new-fangled air cooler devices worth it, and is air conditioning as pricey as many assume?
Guests: Helen Crane
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Access to everyday services is something many people take for granted — but for Deaf people across the UK, it can still present significant challenges. From booking appointments to communicating in critical moments, barriers to access remain widespread, with delays in securing British Sign Language support continuing to impact daily life. Joining Rory McGowan to discuss this is Steph Lotz, UK General Manager at Convo and an advocate for the Deaf community.
Guests: Steph Lotz
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Original Broadcast: This is Money
Georgie Frost, Simon Lambert and Helen Crane discuss a new Government report showing the scale of savings shortfall in British pensions, and how millions with lifestyle pensions could be left short. Also — mansion and wealth taxes are back on the agenda. Plus, Nationwide's new 'fairer share' gets an airing, and the team ask whether it makes sense to cap food prices.
Guests: Helen Crane
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Original Broadcast: This is Money
A week is a long time in politics — and what a week it’s been. But what does all the turmoil mean for our money? And can we blame it all on Labour?Georgie Frost, Simon Lambert and Lee Boyce discuss the threat to Keir Starmer's leadership and why it has caused some market panic. If the Prime Minister is ousted, what could the new man or woman in charge change when it comes to tax and wealth? Nearly a quarter of retailers now no longer accept cash — but there is a cohort of 'cash preppers' tucking money away at home in case of payment outages. Should we care? NS&I has bumped up the underlying rate on Premium Bonds and made the odds of winning a prize shorter — are they now a good home for your cash again? And finally, Lloyds Bank launches a first-time buyer mortgage requiring a £5,000 deposit. Is it a good way to step onto the property ladder?
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Original Broadcast: Modern Mindset
Mental health problems are affecting millions across the UK, with one in four adults experiencing a diagnosable condition each year and one in five struggling in any given week. As demand grows, so too does reliance on medication, with around seven million people in England now prescribed antidepressants. But for many, these treatments don’t work — prompting growing interest in alternative approaches. With TMS Awareness Day taking place on the 14th of May, attention is turning to 'Transcranial Magnetic Stimulation', a non-invasive treatment that uses magnetic pulses to stimulate areas of the brain linked to mood. Joining Rory McGowan to discuss this are Dr Deshpande, Founding Director of Tranquil TMS and Katie Monach, who has lived experience with TMS.
Guests: Nikhila Deshpande,Katie Monach
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A new school’s campaign is launching across the UK to tackle the growing influence of social media–driven tanning among teenagers. The charity SKCIN is launching EXPOSE THE GLOW, a new interactive programme for secondary school students designed to challenge harmful tanning trends and expose the truth behind online misinformation. Joining Rory McGowan is Dr Amy Perkins, Consultant Dermatologist and Lead Ambassador for SKCIN, who is supporting the EXPOSE THE GLOW campaign.
Guests: Dr. Amy Perkins
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Original Broadcast: This is Money
Is the younger generation going to end up worse off than their parents? A new survey shows young people aged 18 to 29 say the events of 2026 have left them feeling particularly pessimistic about the future, and the number who believe they will be worse off than their parents has doubled in the past year. Georgie Frost, Simon Lambert and Lee Boyce discuss whether the idea the next generation will have it better than previous ones is now bunkum. Elsewhere, what do you want to see less of on the high street? And how can they improve? A student loan interest cap kicks in later in the year — for some. Simon explains what it means. And do you use a dodgy fire stick for watching TV, films or football? We discuss whether the net is closing in on their illegal use.
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As Rosacea Awareness Month approaches this April, experts are warning that many people may be misreading the signs of their skin. Facial redness is one of the most common concerns in the UK, yet it remains widely misunderstood. While Rosacea affects around one in ten people, not all redness signals a chronic condition — and in many cases, everyday triggers or skincare habits could be to blame. Joining Rory McGowan to discuss this is Marie Troughton a UK-based Medical Relationships & Clinical Services Education Manager for Clinique.
Guests: Marie Troughton
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A report has been launched by Sciensus exploring how at-home care could be the future of a resilient NHS. It allows for complex treatment, such as chemotherapy and dialysis, to be delivered in our living rooms. Experts are suggesting this could be an ideal solution for those facing the hidden costs of attending regular hospital appointments and a postcode lottery of quality of care. Joining Rory McGowan to discuss this further is Christian Tucat, Chief Executive Officer at Sciensus.
Guests: Christian Tucat
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Original Broadcast: This is Money
Many younger adults think they are substantially less well-off than their parents. But while there are inequalities, new research suggests the wealth gap may be far narrower than previously reported — and it is largely down to the cash those in their twenties and thirties have stashed in their pensions. Lee Boyce, Helen Crane and Georgie Frost discuss why official figures got it wrong, and whether property versus pension is a pointless comparison. The team also ask what will happen to interest rates and mortgages due to the fact that — for now at least — a ceasefire in Iran appears to be holding. Elsewhere, Lee reports on a ferocious best buy battle at the top of the fixed Cash ISA tables, where even the high street banks are getting involved. And finally, another Chinese pretender to Amazon's retail throne has entered the UK. Is Joybuy any good, how did it fare when our reporter put its delivery service to the test — and do we really need another place to buy bargain toilet rolls online?
Guests: Helen Crane
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