Original Broadcast: Modern Mindset
As education adapts to the needs of today’s students, 1-to-1 tutoring is becoming an essential solution. With larger class sizes and rising mental health concerns, this flexible approach offers personalized support that helps students manage academic pressures. Studies show that students receiving 1-to-1 tutoring see significant improvements in performance, including a 67% boost in attainment compared to traditional classroom settings. Joining Adam Cox to discuss this is Kevin Ramchurn, a Mathematics Tutor, and Managing Director at Suited Tutor.
Guests: Kevin Ramchurn
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Original Broadcast: Modern Mindset
Daniel Clewlow once again fills in for Adam Cox on Modern Mindset. He speaks to Dr Anna Foreman, an in-house vet from Everypaw. They discuss the importance of pet safety, which is especially significant with Easter around the corner, as lot of chocolate could be well be around your house! https://www.everypaw.com/
Guests: Anna Foreman
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Original Broadcast: This is Money
For years, two-year fixes were the mortgage of choice for most homeowners — but borrowers piled into five-year deals in 2022 and 2023 in a bid to lock in super-low rates. Now, UK Finance figures show shorter fixed deals are once again back in vogue. Does that mean people think rates are heading down — and what do you need to think about when choosing yours? This is Money's Helen Crane and Georgie Frost discuss. Elsewhere in the property market, TSB data reveals that the average first-time buyer is now past their 30th birthday in all but one region of Britain. Perhaps more surprisingly, though, the amount people borrowed from family to get on the property ladder went down last year. The team ask why that is, and tips for saving a house deposit. Donald Trump's tariffs have continued to dominate the headlines this week, causing a whirlwind on the global markets. Is this going to bring down savings rates for good, and what can people do with their money instead? On the bright side, though, it means there might be a very short window in which you can buy a cheap TV.
Guests: Helen Crane
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Daniel Clewlow fills in for Adam Cox and he interviews Amy Anderson, Skincare Expert and Co-Founder of Skin Shop. They discuss the skin condition that is Rosacea, dissecting what it is and how we can raise awareness. https://www.skinshop.co.uk/
Guests: Daniel Clewlow,Amy Anderson
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Original Broadcast: This is Money
Markets around the world have slumped, the dollar weakened and fears mount of a global recession, after Donald Trump announced huge 'reciprocal' tariffs on over one hundred countries. The UK appears to have got off lightly, attracting just the baseline 10% tariff - but even that will wipe out the Chancellor's beloved headroom and leaves the door wide open for tax rises in the Autumn. How else could it hit us here? From pensions, investments, mortgages and energy bills, Georgie Frost, Simon Lambert and Lee Boyce try to unpick a crazy few days in the geo-political arena. As ISA providers continue to battle it out to win new customers ahead of the end of the tax year, we've seen some chunky deals. A quartet of savings apps have all boosted rates repeatedly in the last week, with the top Cash ISA rate of 5.9%, up from 5.28% just a week ago. The catch? These bonus boosts only last three months, so how good is the rate you're really getting over the whole year? And are these deals worth it? And, on the topic of ISAs, Simon has his very, very last minute tips on filling your allowance before it's too late.
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Original Broadcast: This is Money
Rachel Reeves is back to where she started after the Spring Statement, with her £9.9billion of budget headroom restored but at what cost? The Chancellor was true to her word and didn't turn last week's economic update into a second Budget, with no tax changes coming in. But a wave of spending cuts was announced, along with growth forecasts going both down and up. We also got the Office for Budget Responsibility's update on what Reeves' Autumn Budget tax rises will cost us, a threat to Cash ISAs and no reprieve for home buyers on stamp duty. In this episode, Georgie Frost, Lee Boyce and Simon Lambert dive into the Spring Statement to explain why it happened, what it means, and tackle the question of whether taxes are going to have to rise again in autumn. They look at the very important assumption being made by the OBR, which if it turns out to be wrong could mean there is a £48billion black hole in the sums. And is the entire thing a charade anyway and damaging to our future prospects? Simon explains why he thinks so. Finally, campaigners like Gary Stevenson claim that this could all be solved with a wealth tax — is that where we will eventually end up?
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New research released reveals how the vast majority of people in Britain are concerned that 2030 is too soon to ban the sale of new petrol and diesel cars. However, there is a general consensus that we need a viable solution to greenhouse gas emissions right now. Joining Adam Cox to discuss this is Dickon Posnett – the President of the European Biodiesel Board and Director of Corporate Affairs at Argent Energy.
Guests: Dickon Posnett
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Original Broadcast: Modern Mindset
New research from children's audio platform, Yoto, reveals widespread concern around the amount of time children are spending on screens — as well as the content they can access easily online. Joining Adam Cox now to discuss this is former children’s publisher and Yoto Content Director, Jessica Tarrant.
Guests: Jessica Tarrant
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Original Broadcast: Modern Mindset
Obesity costs the UK £100 billion a year, yet stigma still clouds the conversation. Science shows it’s more than willpower—genetics which drive up to 80% of weight gain, and new treatments are changing the game. With weight loss medications proving effective and the government backing their use, is it time to rethink our approach? More than one in ten women in the UK already use GLP-1s for weight management, but 31% hesitate due to stigma — highlighting the urgent need to shift public perception. Joining Adam Cox today is pharmacist Kevin Joshua from Juniper Technologies UK Ltd, who will discuss the future of obesity treatment and its impact on public health.
Guests: Kevin Joshua
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Original Broadcast: This is Money
Rachel Reeves is due to deliver her Spring Statement next week, and it's probably safe to say this isn't the position she wanted to be in. After an Autumn Budget that raised spending and hiked taxes while locking the Chancellor in with a new fiscal rule, Reeves would have hoped to arrive in March with better news on the economy. Instead, Labour's not-a-tax-on-working-people national insurance hike on employers has backfired, at the same time as the growth forecasts have taken a downturn and borrowing costs have risen. So, what will the Chancellor do next week? Will she tweak her own fiscal rule, raise taxes again or cut spending in unprotected areas that are already suffering? As Rachel Reeves finds herself between a rock and a hard place, Georgie Frost, Lee Boyce and Simon Lambert look at what could happen. Plus, what does the Bank of England holding rates and the potential future path mean for your savings and mortgage? What should you do to sort your ISA and pension now? Can you really give away £1 million a year and dodge inheritance tax? And finally, the question that anyone like Simon who racks up the odd foreign traffic infraction needs answered: if you get a holiday parking fine, do you have to pay it?
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