Welcome to the This is Money and Share Radio podcast, brought to you in partnership with NS&I. Are we seeing the end of an era for ultra cheap mortgages? HSBC is withdrawing its record low 0.99% deal which could usher in a new wave of price hikes. It’s not just mortgages undergoing price hikes though. Rail fares are set to rise 2.3% whilst growing commuter dissatisfaction with poor service has prompted Transport Secretary Chris Grayling to devise a new plan for better management. In the end though train times might be the last of our problems as we hear about one financial expert predicting major financial Armageddon just around the corner. Could we be in for the worst crisis yet? And what can people do to prepare? Gold is being tipped as a favourite but certainly not spread betting which is currently undergoing a crackdown. Georgie Frost is joined by Personal Finance Editor Rachel Rickard Straus and Consumer Affairs Editor Lee Boyce to find out more about this potential money meltdown. Also this week we take a look at Money Mail’s annual Wooden Spoon Awards and see which of Britain’s shambolic businesses have made it onto the shortlist.
Guests: Lee Boyce,Rachel Rickard-Straus
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Original Broadcast: Share Radio Breakfast
Russell Quirk, CEO of eMoov, joined Share Radio Breakfast to offer immediate reaction to Halifax's latest House Price Index. The findings reveal that confidence in the UK housing market has fallen to its lowest point in three years, yet the majority still expect house prices to go up. So, what to make of the numbers, and how relevant is the index? Russell explains.
Guests: Chris Bailey,Russell Quirk
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Original Broadcast: Share Radio Morning
4.5 million Brits wouldn't report a crime in their area due to the risk of devaluing their home or making it more difficult to rent--that's according to new research from Direct Line. The insurance company also found that a third of prospective buyers would ask for a discount on a property or reduction in rent if it turned out to be in a high-crime area. To discuss the findings Sue Dougan was joined by Steve Jackson from Direct Line.
Guests: Steve Jackson
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Struggling to get on the property ladder? Sarah Pennells and Young Money Champion Olivia Rudgard look at the pros and cons of shared ownership with experts Lynda Clark, Editor of First Time Buyer Magazine, Kush Rawal, Sales and Marketing Director at Thames Valley Housing, and Paula Higgins, Chief Executive of Homeowners Alliance. Sarah and Olivia also hear from Alex Campbell who's bought a shared ownership property in Phoenix Quarter in Dartford in Kent.
Guests: Olivia Rudgard,Lynda Clark,Kush Rawal,Alex Campbell,Paula Higgins
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Original Broadcast: Share Radio Breakfast
After a summer which saw more uncertainty, annual UK house price growth suggests the post-Brexit property market is stabilising. We’ve now had three months of figures showing price growth has remained robust, and households across the UK perceive that the value of their home rose in November. That’s according to the latest House Price Sentiment Index (HPSI) from Knight Frank and IHS Markit. To discuss the data, Oliver Knight, an Associate at Knight Frank, joined Share Radio Breakfast.
Guests: Paul Sedgwick,Oliver Knight
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Original Broadcast: The Share Radio Evening Show
Surveyors have warned of a "dire shortage" of housing in the UK, which is continuing to drive up prices. The warning, from the Royal Institution of Chartered Surveyors comes ahead of a government White Paper on housing supply, expected this month. Rics said that house hunters were returning to the market after the EU referendum in June, but there was not enough property for them to buy. Simon Rose speaks to RICS's chief economist Simon Rubinsohn for more.
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Lindsay Cook and Vix Leyton get there gloves on and enter the ring Georgie to fight for your rights. This week, they talk about how the cost of renting and buying compares, how do you deal with those pesky emails from company’s asking you to assess their service, and who will get their golden glove award? Find out in this must listen.
Guests: Vix Leyton,Lindsay Cook
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Original Broadcast: Consuming Issues
Georgie Frost is joined in the studio by Russell Qiurk, CEO of eMoov estate agents. Today they discuss the big story of the day, Bank of England governor Mark Carney is to extend his term by one year to help secure a profitable exit from Europe. Elsewhere, it's bad news for consumers as credit card debt grows at fastest rate since the financial crash. But the silver lining is that the number of mortgages approved for home buyers has surpassed economists' expectations and reached a three-month high. All these stories and more on The News Review.
Guests: Russell Quirk
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Original Broadcast: Consuming Issues
More than 750,000 mortgage borrowers could be in line for compensation because of their bank overcharging them when they fell behind on repayments. It means borrowers who fell into arrears after June 2010 could receive several hundred pounds. To explain more, Georgie was joined on the line by Rachel Springall, mortgage expert from Moneyfacts.
Guests: Rachel Springall
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Original Broadcast: Consuming Issues
Georgie Frost is joined in the studio by Share Radio's senior analyst Ed Bowsher. Today they discuss the falling sales figures currently facing Sainsbury's as well as the, now banned, estate agent scam 'portal juggling'. Plus why men are more likely to complain about ads than women. All these stories and more on The News Review.
Guests: Ed Bowsher
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