In 1966, Barclays sent out over a million credit cards to customers. And so began a revolution in the way we shop and pay for goods. None of the customers had asked for these cards - and it was an entirely new product in the UK. Many of those who received these credit cards were women, and it meant that women could get credit without having to get a man to sign for it or act as a guarantor. Sarah Pennells and her guests discuss how credit cards have changed over the past 50 years and look at current rates and deals available.
Guests: Maria Sienkiewicz,Liz Hodgkinson,Jane Clack,Tashema Jackson,Alastair Douglas
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On this edition of This Is Money, Editor Simon Lambert and Personal Finance Editor Rachel Rickard-Strauss are in to talk more Brexit fall-out, of course; will Mark Carney’s reassuring tones be enough to steady the ship, as Sterling falls further than we've seen since Walter Mondale was a relevant cultural reference? We’ll also be looking at property fund lockouts, and why you should NEVER trust them with your pension. And stay tuned to the end as we have a rare win for the little guy, to the tune of £19 Billion! This is Money is presented in partnership with NS&I, and hosted by Georgie Frost.
Guests: Simon Lambert,Rachel Rickard-Straus
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It's time for another session with Money Fight Club! This week, financial heavyweights Lindsay Cook and Anne Caborn take a look at the student loans system and… going contactless
Guests: Lindsay Cook,Anne Caborn
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It's time for another session with Money Fight Club! This week, financial heavyweights Lindsay Cook and Anne Caborn take a look at the student loans system and going contactless
Guests: Lindsay Cook,Anne Caborn
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Pockit is a Digital bank alternative for low income, under served bank consumers in the UK. They've already got over 60,000 customers and are processing more than a quarter of a million transactions every month. Linda Lewis meets its founder, Virraj Jatania, who explains how the company works, how it was set up and their company values.
Guests: Virraj Jatania
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Sarah Pennells looks at credit card surcharges and why we still have to pay an extra 2.5% interest fee. This week's Young Money Champion, Amelia Murray, explains what the credit card charges are and why they are being changed this year. Helen Saxon, from Moneysavingexpert.com, debates whether credit card rewards are worth considering after cash back offers and loyalty incentives were reduced. Richard Koch, from the UK Cards Association, explains what further changes are being introduced next month.
Guests: Richard Koch,Helen Saxon
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Original Broadcast: Morning Money at 7:00
Mike Bowen, Business Development Director, Cash Centres at G4S, talks about the European Cash Report, that G4S has conducted, which analysed the use and future of cash verses electronic and internet payments. It's highlighted a widespread use of paper money across the EU, seemingly dismissing any claims of a demise, and Mike discusses the findings of the report.
Guests: Louise Cooper,Mike Bowen
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How safe is your personal data online? This week Sarah Pennells looks at data privacy and how you can protect your personal details online and how just small tweaks to your personal settings can protect you from fraud or identity theft. She is joined in the studio by John Mitchison, Head of Preference at the Direct Marketing Association, and Tony Neate, Chief Executive at Get Safe Online website.
Guests: John Mitchison,Tony Neate
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Original Broadcast: Morning Money at 6:00
It seems Apple Pay will soon have a competitor, as a contactless mobile pay system is due to be released for Android phone users. Credit card provider, MBNA, has announced it will be on board and its Director, Mark Elliott, joined Sarah Lowther and Chris Bailey to explain what Android Pay will allow people to do, the rise of contactless mobile systems and why MBNA is on board.
Guests: Chris Bailey,Mark Elliott
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Sarah Pennells is joined by our Young Money Champion, Amelia Murray of the Telegraph's Personal Finance Team, and Martyn James of the Financial Ombudsman Service, to talk about card payments. Do you know what your rights are when you sign up for a recurrent payment? And what to do when there is a problem? In this edition of Young Money we solve those questions and more.
Guests: Amelia Murray,Martyn James
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