Original Broadcast: This is Money
This week, This is Money takes a look at a raft of inter-generation financial divide stories that have popped up in August. This includes why those born in the 1980s have less disposable income than those born in the 1970s according to the Office for National Statistics and why the Bank of Mum and Dad is creaking. Assistant editor Lee Boyce, reporter George Nixon and host Georgie Frost run the rule over these statistics, along with proposals to raise the state pension age to 75. This was from a right-wing think tank The Centre for Social Justice and has left many industry experts irate. We also discuss data showing that two thirds of older people say they feel hurt by the inter-generational financial criticism that they are lording it up at the expense of younger generations. We also talk metal bank cards – why on earth would you want one and who is offering them?
Guests: Lee Boyce,George Nixon
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Georgie Frost and Editor Simon Lambert are joined by reporter Will Kirkman to talk property, getting in and moving on; living to 100 and whether your pension will last as long as you; Simon ‘shares’ his top tips that could bag you big and the trio don their flares and go back to the 70s.
Guests: Simon Lambert,Will Kirkman
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Original Broadcast: This is Money
Two-thirds of savers are being told to abandon final salary pensions - and this is despite the Financial Conduct Authority saying that advisers should start with the standpoint this is not a suitable option. That revelation arrived this week as the FCA said too much advice on valuable pensions is 'still not of an acceptable standard.' Are people getting the right advice about their gold-plated pensions, or are they right to jump ship? That's the question tackled by editor Simon Lambert, assistant editor Lee Boyce and host Georgie Frost this week. Meanwhile, a reader discovers an old Post Office Savings Bank book from the 1960s – but what is it worth now and can you even take the money out. Premium bonds – how do you really find out you've won the jackpot? Britain has a net zero emissions target for 2050, but what are the best electric cars to buy now? And forget fantasy football, we reveal the details of our fantasy share picking game where the winner will scoop a giant £20,000 grand prize.
Guests: Simon Lambert,Lee Boyce
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Georgie Frost is joined by editor Simon Lambert and assistant editor Lee Boyce to talk about going green, giving you some useful tips and tricks that are good for the planet as well as your wallet. Also they'll be looking at why the hybrid car of choice, the Toyota Prius, isn’t just for Uber drivers and eco-conscious celebs. Plus…the team look at where the 40 something year old business owner with no pension should invest; continue to puzzle over the baffling state pension top-up system and ask just how far over the limit CAN you drive in your area before being issued with a ticket?
Guests: Simon Lambert,Lee Boyce
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This is Money in partnership with NS&I. Host Georgie Frost and Editor Simon Lambert are joined by assistant editor Lee Boyce for an ISA special. With the clock ticking on Brexit and the tax year, now is the time to sort your ISA or pension. However, you may already be too late as some banks and building societies have already pulled their market-leaders. Saying that, Lee has still manage to find his top cash picks for 2019. Plus Simon helps you how to get started on investing in an ISA and how to choose the best (and cheapest) SIPP. The team call in the experts to give their last minute fund ideas and they tackle the B-word – Brexit- and it’s potential impact on your money, especially older savers.
Guests: Simon Lambert,Lee Boyce
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Original Broadcast: This is Money
It might not be on the top of your to-do list when you have a child, but investing and saving for them to build a tidy nest egg for when they reach adulthood is best done sooner rather than later. In the latest This is Money podcast, editor Simon Lambert, assistant editor (and new parent) Lee Boyce alongside host Georgie Frost look at the best ways to save for your children. We discuss investment options, Junior Isas, a pension and other ways, and why 'the hardest step is the first, but it is also the most powerful'. Lee has a target of a £50,000 pot to build up for his new daughter ahead of her 18th birthday in 2036 – and discusses how he plans to achieve this, with a little help from Einstein's eighth wonder of the world, compounding. Elsewhere, we talk about how invest for your own retirement and Fidelity's 'Power of Seven' matrix, as it looks like the pensions dashboard is finally moving ahead. We talk about the collapse of online estate agent Emoov and the future of the industry with the Bank of England's latest Brexit predictions suggesting property values could fall 30 per cent in the worst case scenario. Finally, we reveal the latest British Gas rip off and whether could we have found the answer to expensive boiler replacements.
Guests: Simon Lambert
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Are you trying to save for retirement, make the most of your income in old age, navigate the state pension maze, or just feel baffled by some bit of pension jargon? In the This is Money podcast this week, former Pensions Minister and our regular columnist, Steve Webb, is on hand to help you out. Editor Simon Lambert and host Georgie Frost are also joined by The Pensions Advisory Service boss Michelle Cracknell to answer reader questions about retirement savings.
Guests: Steve Webb,Simon Lambert,Michelle Cracknell
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Original Broadcast: This is Money
As stock market turmoil spreads across the globe, the advice is to keep calm and carry on, folks. In the latest This is Money podcast, editor Simon Lambert and host Georgie Frost discuss what's causing it, how long will it go on for and how concerned we should be. Because we're a positive bunch, we also reveal the shares that have rocketed over the last five years, some by more than 1,000 per cent. Also, we answer a reader query about state pensions - can couples inherit it from each other and how much might they get? Elsewhere, we take a look at the best way to clear your buy-to-let loan and discover how to bag a property bargain.
Guests: Simon Lambert
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Original Broadcast: This is Money
Child benefit and state pension - It’s not the most obvious link. But if you are a parent who is looking after a child instead of working, you need to register for child benefit in order to build up your entitlement in retirement age. Austerity swept away the universal child benefit and those households where one parent earns more than £50,000 have to start giving it back until it is removed altogether above £60,000. Unsurprisingly, many who fall into this bracket simply opt not to take it and see no point in registering. Unfortunately, mums and dads who stopped work to look after children are now finding they’ve missed building up their state pension. It should be easy to fix, but HMRC and the government have been stalling parents affected. That’s why This is Money has started a campaign to get this mess fixed, before it gets any worse. On this week’s podcast, Simon Lambert, Lee Boyce and Georgie Frost discuss how this all happened and why it matters to not just those affected. And finally, can you really have a weekend away in Europe, flights and a decent hotel for £57? Yes you can, thanks to a very clever new website we tracked down.
Guests: Simon Lambert
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Original Broadcast: This is Money
As auto-enrolment takes centre stage once more and with contributions going up last month, we’re asking: what about the self-employed and small business owners? And for those in their 40s and 50s – is it too late? Whatever your age or employment status, we’ll help you get cracking and warn you of the pitfalls – including the government!
Guests: Simon Lambert,Tanya Jefferies
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