Original Broadcast: This is Money
The collapse of Carillion brought how Britain runs itself into the spotlight, but it also left many workers wondering about their money. And it's not just their wages that are a concern, the safety of people's final salary pensions is a major worry when a company collapses. In this week's podcast, Simon Lambert, Rachel Rickard Straus and Georgie Frost look at how safe your pension is and what backs it up. They also discuss whether it is wise handing over so much of the UK’s public service and projects to private companies looking to turn a profit for shareholders - and what happens to people's finances when that goes wrong? Alongside that we discuss the continuing madness of the cryptocurrency boom, including the alternatives to bitcoin and how ripple rose 84% in 24 hours. We also reveal the savings rate postcode lottery and ask that all important question, should you spend your money now and enjoy it or save it for the kids' inheritance?
Guests: Simon Lambert,Rachel Rickard-Straus
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Planning on relying on the state pension to keep you afloat in retirement? After listening to this week’s podcast, you might want to have a rethink. On this episode, presenter Georgie Frost, consumer affairs editor Lee Boyce and personal finance editor Rachel Rickard Straus discuss what’s in store for the state pension. Will it still be around when they come to retire? A report this week suggests something will have to change to make sure it is, whether that be everyone paying more in National Insurance, the retirement age rising again or a means-tested state pension. The team also discuss getting hold of our state pension forecasts – and if they’re at all reliable. And what about those who are already retired? The trio then discuss a growing trend of retirees extracting money from the value of their homes to pay off credit card debts.
Guests: Lee Boyce,Rachel Rickard Straus
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Welcome to the This is Money Show on Share Radio. The UK parties are now getting into full election mode and already we’ve seen a range of policy suggestions, debates and u-turns appearing. From energy price caps to scrapping death duty hikes we’ll but looking at what all these could mean for the finances of voters. Also weighing in on the French election and GDP Georgie Frost is joined by Editor Simon Lambert and Personal Finance Editor Rachel Rickard Straus. Plus it’s your final week to spend the old paper five pound note.
Guests: Simon Lambert,Rachel Rickard-Straus
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Welcome to the This is Money Show on Share Radio, brought to you in partnership with NS&I. Retirement just got more complicated this week with proposals put forward to raise the state pension age to 70 whilst further question marks hang over the triple lock. Pensions seem to be the subject of wider controversy though as we hear nearly a fifth of women are retiring without any personal or company pension. Saving up anything for retirement also got more challenging this week though with the latest inflation statistics. A temporary peak or will the Bank of England finally move on interest rates? Answering all this and more Georgie Frost is joined by Editor Simon Lambert and Consumer Affairs Editor Lee Boyce. Also this week we find out how banks and cheques are getting a 21st Century upgrade.
Guests: Simon Lambert,Lee Boyce
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Welcome to the This is Money and Share Radio podcast, brought to you in partnership with NS&I. After a year of doom and gloom stories this week we’re looking at the positives. Despite the Michael Fish style forecasting of the post-Brexit economy the FTSE is surging to unprecedented levels, could this be the time to start investing? For those less keen on the cut and thrust of the stock market a glimmer of hope for savings rates does seem to be on the horizon in 2017 as we look through some of the accounts paying up to 5%. Georgie Frost is joined by Editor Simon Lambert who gives his wish list of headlines for the next year whilst Consumer Affairs Editor Lee Boyce takes centre stage on everything coin related. But just how well will their financial knowledge stack up in our Podcast Quiz of the Year? This is Money is presented by Georgie Frost in partnership with NS&I.
Guests: Simon Lambert
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Original Broadcast: Share Radio Morning
Do you have enough saved for retirement? In many cases especially for those who ought to be closest to the milestone, the answer is no. A new study found over a million people are set to retire on less than £9,500 a year. For more information, Nigel People from the Pensions and Lifetime Savings Association joined Georgie on the line.
Guests: Nigel Peaple
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Original Broadcast: Share Radio Morning
Now, transferring your pension could be a good idea...that is, if you have a lot of pension pots and want them all in one place. Or perhaps if you'd like more investment choice than your current provider offers. But lately, firms have been using delay tactics to deter savers from switching. Research conducted by pension manager site, PensionBee found that on average, customers faced almost three weeks to transfer their pension. To find out more Georgie Frost was joined by their chief executive Romi Savova.
Guests: Romi Savova
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Original Broadcast: Share Radio Morning
One in four UK businesses say their employees have cut their hours owing to the high cost of childcare. The report from the British Chambers of Commerce also showed that 10% of employers had had staff quit their jobs entirely for the same reason. Its report is calling on the Government to allow policy to revolve around working parents. Measures could include additional childcare subsidies, possibly by extending existing support to the working parents of one and two year olds. Georgie was joined on the line by Marcus Mason, Head of Business, Education and Skills at the British Chambers of Commerce.
Guests: Marcus Mason
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Original Broadcast: Share Radio Morning
Georgie Frost is joined in the studio by financial journalist Vix Leytonr. On the agenda today, they discuss the big story from America. Donald Trump has beaten Hilary Clinton to become the 45 President. But how that impacted the markets? Georgie and Vix mull over the affects on the global economy and markets. Elsewhere, today is equal pay day, which marks the time women are effectively working for free because of earning less on average than men. And banks are going to offer more help to elderly and vulnerable customers. All these stories and more on The News Review.
Guests: Vix Leyton
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Original Broadcast: Consumer News Review
Georgie Frost is joined in the studio by Independent personal finance expert, Simon Read. Today they discuss the big story of the day, a UK High Court ruled that the government does not have the power to trigger the Article 50 process without a parliamentary vote. Eslewhere, it's good news for the economy as interest rates have been kept on hold because the economy's doing better than expected. But, nearly a quarter of under-40s don't save into a pension due to debts. All these stories and more on The News Review.
Guests: Simon Read
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