This week Sarah Pennells explores the issues revolving automatic enrolment pensions, the government's programme to encourage more people to save for their retirement through a workplace pension. While millions of people are being placed into their workplace pension, new research from pensions provider Aviva shows that one and a half million don't know what their money is invested in. Sarah is joined by Chris Daems, from Cervello Financial Planning, Ranila Ravi Burslem, from NEST, and Malcolm Goodwin from Aviva to discuss the topic.
Guests: Chris Daems,Ranila Ravi Burslem,Malcolm Goodwin
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Sarah Pennells looks at how to create the perfect work/life balance with guests Neil Shah, Chief De-Stressing Officer at the Stress Management Society, and life coach Karen Perkins, who discuss other factors that can increase stress, and Sarah Evans, an Employment Lawyer with Slater and Gordon, who looks at whether people should have the right to work flexibility and what employers should take into account.
Guests: Neil Shah,Karen Perkins,Sarah Evans
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Ever thought of turning your hobby into your dream job? From baking to arts and crafts, Sarah Pennells looks at what financial aspects one should consider when thinking of setting up a business. Kerry Ann Duffy, a photographer specialising in weddings and portraits, Bethany Armitage, from Make it Betty, and Helen Reed, founder of The Wool Kitchen, share their stories on how they set up their businesses. The guests explain what financial support they received and how they made their way into their dream career.
Guests: Kerry Ann Duffy,Bethany Armitage,Helen Reed
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If you're close to retirement, or thinking of setting up a pension pot, where do you start when it comes to choosing a private pension? Lorna Blythe, from Royal London, explains to Sarah Pennells what pensions are and how they work; Danisha Chada, a chartered and certified financial planner with Smith and Williamson, looks at how much help could a pension company give to its individual customers, Alan Chan, from IFS Wealth and Pensions, explains what the first steps are when taking out a pension for the first time.
Guests: Lorna Blythe,Danisha Chada,Alan Chan
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Sarah Pennells is joined in the studio by our Young Money Champion, Rachael Healy, to talk about pay transparency, and how to know whether you're being paid a fair amount. To help discuss this and share tips, Sarah and Rachael are joined by Charles Cotton, a performance and reward adviser at the Charterd Institute of Personnel and Development, by DeeDee Doke, editor of Recruiter Magazine, and by Robin Williams of rwLaw.
Guests: Rachael Healy,Robin Williams,DeeDee Doke,Charles Cotton
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As part of National Pet Month Sarah Pennells speaks to Paul Manktelow, from the People’s Dispensary for Sick Animals; Sonia Scowcroft, from Cats Protection; and Ross Allan a partner of Pets'n'Vets Family Practice in Glasgow and The British Small Animal Veterinary Association. During the show they discuss about pet insurance and how to make sure customers are covered for most of their pet’s care. The guests also share advice about micro chipping pets, and why you should do your research before deciding to adopt a furry friend.
Guests: Paul Manktelow,Sonia Scowcroft,Ross Allan
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Original Broadcast: Women & Money
What is peer-to-peer lending? Sarah Pennells looks at the method behind it and how it can help set up a business and how crowdfunding can become a platform to a successful company. Sarah speaks to Karen Kerrigan, Director of UKCFA and Chief Legal Officer of Seedrs; Lucy Bott, Head of Customer Operations at RateSetter, a market place where rates are set by investors and borrowers; and Tom Britton, CTO and founder of Syndicate Room. While Tom and Lucy discuss the differences between peer-to-peer lending and crowdfunding, Karen looks at women and their attitude towards the latter. Neil Faulkner, founder of 4thWay, also gives advice on peer-to peer lending and any risks that you should be aware of. Sarah also speaks with Gem Misa, founder of Righteous and CauliRice, about her experiences in setting up her businesses using crowdfunding.
Guests: Karen Kerrigan,Lucy Bott,Tom Britton,Neil Faulkner,Gem Misa
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Sarah Pennells talks about banking and accounts with guests Tashema Jackson of uSwitch, and Hannah Maundrell from money.co.uk, and Matt Saunders from GoCompare. Together they discuss whether it is possible to open a bank account if you have a history of debt, if you can open an account if you’ve moved to the UK from abroad and what the best accounts are if you’re constantly in your overdraft or similarly, always in credit.
Guests: Tashema Jackson,Hannah Maundrell,Matt Sanders
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Original Broadcast: Your Money, Your Future
Sarah Pennells is joined in the studio by Rachael Saunders from Business In the Community, and over the phone by Michelle Cracknell of The Pensions Regulatory Service and Fiona Tait of Royal London. Sarah and her guests talk about working in retirement and setting up a small business whilst receiving your pension . Sarah and her guests discuss the practicalities of setting up a business in retirement, as well as looking at what the rules say about receiving your pension whilst still at work.
Guests: Rachael Saunders,Michelle Cracknell,Fiona Tait
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Sarah Pennells is joined by our Young Money expert Rachael Healy to discuss top tips for writing a CV and to hear advice for job interviews with experts Mildred Talabi, Ruth Scott and Neil Hammond only on Young Money.
Guests: Mildred Talabi,Ruth Scott,Neil Hammond,Rachael Healy
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