Original Broadcast: This is Money
While the world worries about coronavirus, there is another decade-defining event going on – the US election. Will Donald Trump win a second term as US President and have the world dance to his tune for four more years, or will Joe Biden take charge – and what on earth would that mean for people? There is less than a month to go until the US election and under normal circumstances you would expect all the focus of stock market commentators to be on that. It’s not normal circumstances though. The second wave of coronavirus and renewed lockdowns have the world’s attention and the election, if not a sideshow, is definitely not as centre stage as we would usually expect. So, does that mean it doesn’t matter for investors, or should be thinking about it and positioning themselves for the outcome? Does it even matter if Trump or Biden wins, as long as the Fed keeps printing and stimulus keeps coming, and would any decisive win be better than a disputed result? On this week’s podcast, Simon Lambert, Georgie Frost and Sarah Davidson, discuss the US election and what it could mean for our money over here in the UK. And if two septuagenarians arguing about who is going to be the boss of the free world isn’t your thing, what about investing in the future beyond that? Keeping on the investment tip, the team dive into the world of green money and how to invest to back improving the world, or even get a green mortgage or current account.
Guests: Simon Lambert,Lee Boyce
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Original Broadcast: This is Money
Ever heard of money flipping? It’s a new scheme doing the rounds on Facebook and social media that promises to turn your £50 into potentially thousands. So how do you do that? Simple really, you pay others to get onto the bottom rung of a pyramid and then recruit more people to move you up a level and get paid yourself. What makes it so dumb is that it doesn’t even try to have the legitimate veneer of famous pyramid schemes of the past. It’s a Ponzi scheme, plain and simple, but what is one of those and who was Charles Ponzi, the man the scams are named after. On this week’s podcast, Simon Lambert, Lee Boyce and Georgie Frost step back to America in 1920 to find out how Ponzi soared and then crashed – and look at the new money flipping scheme that has brought a trick as old as time to today’s digital age.
Guests: Simon Lambert,Lee Boyce
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Original Broadcast: This is Money
Buy, sell, or hold? When stock markets take a tumble, it's decision time. Investors got a shock this week, when the prolonged period without a stock market correction – dubbed the Big Calm – came to an abrupt end. In the UK, shares fell but not by as much, although some with more high-octane portfolios will be nursing bigger losses. So, is this just a healthy correction, or is it the start of something bigger? On this week’s podcast, Simon Lambert, Alex Sebastian and Georgie Frost look at why shares fell, what investors should do when markets correct, and whether there is any way to dodge a crash. We look at when that next rate rise is likely, and why the Bank has changed its tune. There's also a warning on debt from former Bank boss Mervyn King.
Guests: Simon Lambert,Alex Sebastian
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Original Broadcast: This is Money
Could you get duped into sending a fraudster thousands of pounds? Many people think of course they wouldn’t, but then it happens to them. In this week’s podcast Simon Lambert, Lee Boyce and Georgie Frost look into the disturbing rise in fraudsters targeting ordinary people’s finances and how you can protect yourself – we also ask if the banks do enough to help. On the other side of the table from those looking to take your money, are the people who promise to make it for you – fund managers. And there has been one name that keeps cropping up in This is Money’s reader comments as someone who doesn’t get his fair dues, Terry Smith. We dive into his Fundsmith fund, why it has been so successful and having had it explained to him first hand by Mr Smith himself, Simon outlines the Fundsmith investing philosophy. Also up on this week’s podcast is the best car of the year as named by What Car? – and it’s a diesel – and Lee’s once in a lifetime trip to the home of Ikea in Sweden, where he learnt some very interest facts about the flatpack furniture store you either love or hate.
Guests: Simon Lambert,Lee Boyce
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Original Broadcast: This is Money
Have you ever really thought about what it is that creates the modern economy? These are the things that surround us and we interact with, or depend on, everyday but rarely think about. From credit cards, to shipping containers, batteries and double-entry book-keeping, there are a lot of things that are more interesting than you may think. And for this special Christmas edition of the This is Money podcast we have a treat for you. Tim Harford, author of Fifty Things that Made the Modern Economy, presenter of the podcast of the same name, and Undercover Economist makes a guest appearance. He joins Simon Lambert, Rachel Rickard Straus and Georgie Frost in the studio to talk about what it is that shapes the world around us, why it matters, and how what are commonplace things now were dreamed up and then completely changed the way we live.
Guests: Simon Lambert,Rachel Rickard-Straus
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Over the weekend streaming giant Netflix has been held to ransom by hackers who released ten episodes of hit series Orange is the New Black after their demands went unmet. So do cyber security threats such as this really represent a growing risk to the entertainment industry? Share Radio's Tom Hill joined Georgie Frost in the studio to explain more.
Guests: Tom Hill
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With Article 50 triggered and the Brexit process underway what next for the UK's tech industry? There's been a 10% reduction of skilled tech workers from within the EU relocating to the UK over the last year and even homegrown talent has been moving elsewhere. Share Radio's James Brydges spoke to James Parsons, CEO and founder of resourcing solutions company, the Arrows Group, about the impact of Brexit.
Guests: James Brydges
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Original Broadcast: Share Radio Morning
Have you ever thought about investing but been put off thinking it's not for you? One man trying to change our attitudes and bring a whole new generation into investing is Kerim Derhalli, founder of educational app Invstr. Previously we caught up with Kerim whilst launching international investing competition The Student Investing Championships. With the third round kicking off this week Share Radio's Tom Hill was joined by Kerim to find out more about the competition and discuss the latest trends in fintech.
Guests: Tom Hill,Kerim Derhalli
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Welcome to the This is Money Show on Share Radio, brought to you in partnership with NS&I. Retirement just got more complicated this week with proposals put forward to raise the state pension age to 70 whilst further question marks hang over the triple lock. Pensions seem to be the subject of wider controversy though as we hear nearly a fifth of women are retiring without any personal or company pension. Saving up anything for retirement also got more challenging this week though with the latest inflation statistics. A temporary peak or will the Bank of England finally move on interest rates? Answering all this and more Georgie Frost is joined by Editor Simon Lambert and Consumer Affairs Editor Lee Boyce. Also this week we find out how banks and cheques are getting a 21st Century upgrade.
Guests: Simon Lambert,Lee Boyce
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Welcome to the This is Money Show on Share Radio, brought to you in partnership with NS&I. After its controversial announcement last week Philip Hammond has finally had to U-turn on national insurance hikes in an attempt to win back public trust. Whilst the Budget provoked considerable backlash less publicised has been changes in road tax coming in April which will see some drivers paying as much as seven times more. Meanwhile across the pond the US Fed has raised interest rates with attention now turning to what the Bank of England will do next. Speculating on where all this leaves our finances Georgie Frost is joined by Editor Simon Lambert and Personal Finance Editor Rachel Rickard Straus. Plus is a castle, a Star Wars themed cinema and beer Fridays really what it takes to be named Britain’s best boss? This is Money is presented by Georgie Frost in partnership with NS&I.
Guests: Simon Lambert,Rachel Rickard-Straus
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