Original Broadcast: This is Money
Rachel Reeves is in a sticky position ahead of the Budget. Forecasts suggest she will need £30 billion to balance the books — and having made such a fuss about the Tory 'black hole' and her fiscal rules, the Chancellor is in a bind. Problematically, the Government also painted itself into a corner with Labour's election pledge not to raise income tax, national insurance or VAT — which amount for two-thirds of tax revenue. So what can Rachel Reeves do? Should she fiddle at the edges and try to raise bits here and there, distorting behaviour with tax even more, or should she break that promise and hike one of the big three? Georgie Frost, Helen Crane and Simon Lambert look at why the Chancellor is in a pickle and what leading economists at the IFS say she could do. And whether just because she could, does it mean she should? Plus, should you doom-prep your finances; why are millennials becoming landlords; and would you ride in a driverless taxi?
Guests: Helen Crane
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Adam is Cox is joined by Steven Truman from Cladding Consulting. After the Grenfell report this week, Steven talks to Adam all about cladding remediation and the outcomes that could be useful to for people who live on these properties. https://www.claddingconsulting.co.uk/
Guests: Steven Truman
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Original Broadcast: This is Money
It's official - we're complaining about our neighbours more, new data shows. When it comes to noise, many appear sick of barking dogs, squeaky trampolines and loud music ruining the enjoyment of our homes. Simon Lambert, Lee Boyce and Georgie Frost talk about neighbour wars — and what we can do about it. And sticking to the property front, does it matter if you're a 'super' nimby? And if you do want to fight back against developments in your area, what's the sensible way to do it? We also look at the danger of pricing your home too high - and the Rightmove data that shows just how risky it can be. Grandparents and parents are digging deeper than ever to send children to university. What do young adults need to know before they take out a student loan? Lee goes back to school to talk to kids about money and the working world - but what did HE learn from the experience? And from festivals to sporting events, why has having fun become so expensive?
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Adam Cox is joined by Stephen Muers, the CEO of Better Society Capital. Following the fallout of the UK general election, the two discuss the recent speech given by Rachel Reeves about new housing. Stephen also tells Adam more about Better Society and what they do. https://bettersocietycapital.com/
Guests: Stephen Muers
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Adam Cox is joined by Mike Cook from Market Financial Solutions (MFS). Mike tells Adam all about the current state of the UK rental market, new investment in housing and all the challenges surrounding it. www.mfsuk.com
Guests: Mike Cook
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The row over small deposit mortgage is the gift that keeps on giving. Hot on the heels of the Budget plan that never appeared arrives Yorkshire Building Society's new deal, that's been dubbed a 99% mortgage. But is it really one of those and does it have any redeeming features? And if it's cheaper than your rent, is there anything wrong with taking a 99% mortgage? Georgie Frost and Simon Lambert talk tiny deposit mortgages, negative equity and buying vs renting. Plus, gift card draining scammers, can your pension last retirement, and finally, where are the experts investing their Isa and how can you easily sort yours?
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Original Broadcast: Modern Mindset
Adam Cox is joined by Chris Hutchinson, CEO of Canopy, to discuss the issues facing renters who want to build towards home ownership, and how using rental passports and credit score-building tools can help. Chris explains how paying rent, bills or subscriptions on time can help build a credit score, and provides, tips to those looking to buy a home. https://www.canopy.rent
Guests: Chris Hutchinson
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Original Broadcast: This is Money
The tense situation between tenants and landlords is escalating: the former have seen rents spiral but the latter have faced a big jump in costs jump too. Meanwhile regulation has become a bugbear between the two sides, is there not enough of it or too much? What can be done to improve things in the rental market and have we come down too hard on buy-to-let? That’s the question asked on this week’s episode, as Georgie Frost, Helen Crane and Simon Lambert debate the problems in the rental market. But before that, it’s time for Rishi Sunak. He was once the Chancellor tasked with calming our nerves during the pandemic, but now Rishi is the Prime Minister expected to settle things down after a bout of financial chaos. Will he be able to pull that off, soothe jittery markets, navigate Britain through a painful cost of living crisis winter, and somehow please the nation while taking money off people instead of dishing it out? The team look at what Prime Minister Rishi could mean compared to Chancellor Rishi – and what the implications for our finances could be. Also on the agenda, there was good news for savers from NS&I this week, as rates were raised across the board, but they can get better deals elsewhere, so what should they do? Plus, what can you do to track down old pension pots and why is John Lewis annoying its loyal credit card customers?
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Adam Cox is joined by Christian Armstrong from rental property pioneers Get Living, to discuss how Brits’ attitudes towards renting have changed over the last few years, and why build-to-rent properties have become so popular. They look at the benefits of build-to-rent schemes and how the pandemic has changed the needs and demands of the renter market.
Guests: Christian Armstrong
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As of 13th May 2020 in England, Government guidelines have enabled the housing market to re-open for business. In this episode of Inside Property, Richard Blanco is joined by broker Jay Rooney; Lawrence Bowles from Savills Research; and Arla Propertymark board member, Rachel Hanniquet-Brooking. They look at how agents and customers are coping with the new procedures and discuss the ongoing mortgage holiday, rent holiday challenge facing many landlords and tenants. How is the mortgage landscape evolving, and what are the prospects for house prices and sales and lettings activity moving forward?
Guests: Jay Rooney,Lawrence Bowles,Rachel Hanniquet-Brooking
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