Original Broadcast: The Financial Outlook for Personal Investors
Chloe Wong Yun Shing of Edison Group highlights the cards, gifts and party essentials company Card Factory. Recent results show store revenue up 1.5% like for like. Costs have risen 4.4% but the company is mitigating this and is shifting focus online. Mobile payment company Boku were made Company of the Year at the AIM Awards. They're a good example of how fintechs are growing. Boku, capitalised over £600m, are working with some very large international businesses. Revenue is up 27% like for like, they are delivering growth, improving profitability and have plenty of cash to keep investing. Edison believe there's a 60% upside. Notes for both companies are on the website.
Guests: Chloe Wong Yun Shing
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Original Broadcast: Thought for the Week
We've all benefitted from a blend of guidance, reaction and experience in our journey through life, and most of all in those formative years of childhood and adolescence. However, as David Willetts wrote 15 years ago in 'The Pinch', the link between generations is getting ever more stretched. Experience should not have to bear the full weight of the absence of guidance and reaction as family structures weaken; if that is the case, we will have only ourselves to blame for anti-social breakdown. Background music: 'Everything Has a Beginning' by Joel Cummins
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Original Broadcast: Modern Mindset
Rory McGowan speaks with James Kaberry, a non-executive director at IO Finance Partners, about the current state of SMEs in the UK. They discuss the significant role SMEs play in the economy, the challenges they face in accessing capital, and the rise of alternative lending solutions. James emphasises the importance of supporting SMEs to foster growth and stability in the economy, while also providing practical advice for those struggling to navigate the current financial landscape. https://iofp.co.uk/
Guests: James Kaberry
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Original Broadcast: This is Money
It's the latest social media craze, allegedly — revenge saving. But what on earth is it and can it really encourage people to get into the savings habit? Lee Boyce, Simon Lambert and Georgie Frost dive into the world of revenge saving. And while this new buzz-term does the rounds, we have a stab at making our version — the mind-trick savings method. We discuss why you shouldn't get hung up on saving large amounts, chasing high interest rates and to visualise money like a snowball going downhill. Meanwhile, we look at the little known government savings account that has seen £220m in bonus payments — could you benefit from opening one? A current account with a 6% savings rate, but it’ll set you back a whopping £17 a month — can it really be worth it? Also, HMRC can now take money DIRECT from your bank account or ISA if you haven't paid taxes; and Steve Webb answers a reader question — why can't I get my state pension on my 66th birthday?
Guests: Sir Steve Webb
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Original Broadcast: This is Money
Pensions and inheritance are at the forefront of many people's minds ahead of the Budget. In her last Budget, Rachel Reeves announced she will pull pension pots into the inheritance tax net from April 2027. Meanwhile, there are concerns that pension tax-free lump sums and inheritance tax allowances could fall victim to another raid as the Chancellor tries to balance the books again. In this special episode of the This is Money podcast, Simon Lambert is joined by Lisa Caplan, director of Charles Stanley Direct Advice and Guidance and a regular guest in our weekly 'Investing Explained' feature. Lisa spends her days helping customers understand how to protect their wealth, make their pension last in retirement and, importantly, enjoy their hard-earned money. She discusses with Simon the questions people are asking right now about pensions and inheritance tax — and the answers she gives.
Guests: Lisa Caplan
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Original Broadcast: Motley Fool Show
When evaluating a fund, one of the first sets of numbers you'll likely look up is its past returns. But those are not the returns that owners of that fund actually earned. Robert Brokamp speaks with Morningstar’s Jeff Ptak about which investor behaviors and types of funds are more associated with underperformance. Also in this episode: the Russell 2000 finally surpassed its 2021 peak, what’s behind the small-cap surge, the Treasury Department has released preliminary guidance about 'no tax on tips', and the spread in yields between investment-grade corporates and Treasuries is the smallest it’s been since 1998. Plus, a lesson from the life and recent death of financial journalist Jonathan Clements: don’t delay your bucket list until retirement. Investments discussed: VOO, QQQ, VTWO, IWC. Host - Robert Brokamp; Guest - Jeff Ptak
Guests: Jeff Ptak
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Original Broadcast: Motley Fool Show
Beyond the big names, where are there opportunities in AI and discounts in the market overall? Plus, Meta’s changing AI plans, and we play 'Higher or Lower'. Travis Hoium, Lou Whiteman, and Jon Quast discuss AI’s hidden gems, TikTok’s sale, where there are opportunities today, and Meta’s AI plans. Companies discussed: Oracle (ORCL), Alphabet (GOOG), Meta Platforms (META), Chipotle (CMG), Cava (CAVA), NVIDIA (NVDA), Vertiv (VRT). Host- Travis Hoium; Guests - Lou Whiteman, Jon Quast
Guests: Lou Whiteman,Jon Quast
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Rory McGowan speaks with Jack Smith, CEO of Love Finance, about the challenges faced by small and medium enterprises (SMEs) in the UK. They discuss the sectors that are struggling, particularly construction and hospitality, and the importance of quick access to finance for these businesses. Jack shares insights from his journey in the lending industry and emphasises the need for lenders to support SMEs effectively. https://www.lovefinance.co.uk/
Guests: Jack Smith
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Visits to the doctor and hospital appointments can give rise to irrational fear and anxiety — what is sometimes described as the 'monster under the bed' syndrome. If you struggle to find a justification for such fears, this episode may help you to build coping strategies and to become resourceful in getting on with having those checks — without anxiety.
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Original Broadcast: The Business Of Film
James Cameron-Wilson wished he liked #6, the fantasy A Big, Bold, Beautiful Journey with Colin Farrell & Margot Robbie. It looks good but there's no chemistry, just whimsy. He does recommend #8, the thought-provoking NT Live production Inter Alia. He found Wrack & Ruin, a box set of post-war DEFA films on Blu-Ray aimed at de-Nazifying Germany, particularly Somewhere in Berlin, an eye-opening education and a must for film lovers. And out next week on Apple TV+ is The Lost Bus, a true story with Matthew McConaughey a bus driver trying to save schoolchildren from a wildfire. Deftly directed by Paul Greengrass it's a prime example of the new panic attack genre.
Guests: James Cameron-Wilson
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